Just wondering why you have an outdated bank fee’s schedule? I come from Australia, and i pay $5 a month to use my account (thru ANZ). I get Unlimited transactions, from an ATM, or thru Debit. I get charged more it i go in to talk face to face with people. Seeing you just reported a 884 million dollar profit. Couldn’t you do something better on bank fee’s? I understand that you want to make lots of money, but do also understand that i, and many of my friends also want to not give it to you. Unfortunately i need to keep my money in a bank. The hiding under the mattress theory has been proved time and again to be wrong. I am seriously considering switching to another bank, because of the fees.